Proper planning is essential to a successful outcome when buying a home. This is a complicated process and represents a significant financial and time commitment. This is not like buying a new piece of clothing... Read More
Buying a fixer-upper can be a smart investment for several reasons. First, it allows you to purchase a property at a lower price than move-in-ready homes, providing room in your budget for renovations and customization. Read More
IS BUYING A HOME IN YOUR NEAR FUTURE? Maryland first-time homebuyers may open a savings account at a financial institution where they can deposit up to $5,000 per year for down payment and closing costs. Read More
There is often confusion from buyers when it comes to getting pre-approved. Most buyers think that it is about getting the piece of paper known as the pre-approval letter. It’s not. First and foremost the... Read More
As my buyers go through the lending process and determine what they are comfortable paying for their monthly mortgage payment one overlooked aspect in this process is their tax refund. When determining the monthly mortgage... Read More
I have a simple philosophy for my clients. I want you to be prepared to buy every time we go look at homes. That is not to say that you will buy a home, just... Read More
When talking with your lender, let them tell you the maximum you can afford rather than you telling them how much you want to pay. Why? Because it is important to know the maximum amount... Read More
I frequently get asked by my buyers and sellers about whether Fall and Winter is a good time to buy or sell versus Spring and Summer. My typical response is that “it depends”. Basically, it... Read More
Why do you care? Because you co-signed for that car, your credit score just dropped below 600, and now the lender cannot use your income for a home that you want to purchase. This actually... Read More
I received an email this morning from a past client of mine who had a friend who was upset that she found out that a suicide occurred in the home she bought three months prior. ... Read More
Please consider the total cost of ownership. This was the exact conversation that I had with one of my first time home buyer clients this morning. She really, really, really wants to buy her first... Read More
This is the advice that I give to my buyers when they are preparing to write an offer on a home that they love. Make certain that the offer your write, while taking into considering... Read More
When I often speak with buyers the first thing they tell me is that they are qualified to buy a home at “such and such price”. Upon further qualification, it often becomes evident that they... Read More
I’m often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of... Read More
I love the fact that today’s buyers have so many resources at their fingertips to look for homes. Instant access to a home’s information via the Internet or even by simply driving... Read More
Hey “20 somethings” – you have been in your job now for a couple of years and now you are thinking maybe now is the time to buy. I am not going to bore you with... Read More
Please consider the total cost of ownership. This was the exact conversation that I had with one of my first time home buyer clients this morning. She really, really, really wants to buy her first... Read More
Confidence is key when buying a home. I don’t want to sound like a broken record, but confidence is key, regardless of whether it is a buyer’s or seller’s market. And... Read More
I recently had a discussion with a buyer about home inspections and how he thought that they were a waste of money. I could see how one might think that. I... Read More
Home ownership is not for everyone. I am currently working with a buyer who wants to make certain that she can still maintain her “single lifestyle” spending habits and own a “nice” home. She currently... Read More
Is cash really king? Not necessarily. When evaluating offers a seller is going to look at the total package – What is the bottom line you are going to net from the sale?, What is... Read More
After 5 long years of declining prices I think we are finally at a point where many markets are seeing a plateau of pricing, if not a slight increase. And while, we all would love... Read More
