A. With the exception of the VA loan, all other loan types require that you have a down payment. FHA loan rates change and typically require a minimum down payment. Conventional loans can allow buyers to put down as little as 3% and if you are able to take advantage of the DR. Loan you may be able to put down as little as 0%, but that depends on the lender’s specific DR. Loan program. It is always best to check with your lender regarding specific requirements and details of each program prior to looking at properties.
