A. Home warranties offer you protection for a specific period of time (e.g. one year) against potentially costly problems, like unexpected repairs on appliances or home systems, which are not covered by homeowner’s insurance. Warranties are becoming more popular because they offer protection during the time immediately following the purchase of a home, a time when many people find themselves cash strapped. Please make sure you read the home warranty coverage before selecting a specific policy so that you can make sure you understand the coverage you are getting.